What Savings Method Is Perfect For Your Personality
There is no one size fits all saving method. For every personality, there is a recommended savings method. If you find saving money a challenging undertaking, maybe you are following the wrong method. Take a look at below what kind of personality you have and check out what savings method is going to work out for you.
Personality: Big Spender
Recommended Savings Method: Automatic Transfer
Are you the type of person that spends without discipline? Do you burn money as if there is no tomorrow? If so, you are a big spender and people like you need to setup an automatic transfer in order to raise up a savings account. Agree with your current bank to schedule an automatic deduction every time your paycheck comes in so that you won’t end up spending a large amount of money.
Personality: Squanderer
Recommended Savings Method: Keep Your Savings Out of Reach
Are you a person who cannot just hold cash for a long time? Whether you have a hundred or a thousand, do you notice yourself not having cash at the end of the day because you just spent it with anything you could think of? You are a squanderer. A person like you must keep your savings out of your reach only to be accessed during emergencies. Keeping it locked in a time-deposit or a stock investment are the best ways for you to save money.
Personality: Overachiever
Recommended Savings Method: Sustainable Saving Routine
You are an overachiever if your goal is to save 90% of your income most of the time. While this is a good thing, it is not always feasible. You have to be realistic with your goals to avoid losing control of your finances. Set small, achievable savings goal which you can create into a habit so that the influx of cash to your savings account won’t meet any stumble block.
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