Now that Christmas and New Year are just a couple of days away, everyone is looking to have a great time with their loved ones. What everyone loves about this holiday season is buying gifts, decorating a Christmas tree, eating delicious food, and enjoying quality time together. However, sometimes it becomes difficult to handle all the expenses. And at the last minute you may not feel comfortable asking for money from your friends or family members but no need to worry Xmas Cash Loans can be of great help.
Have you started thinking about your credit score and income upon hearing about a loan? Well, you don’t have to do that. At Car Titles Loan Canada, these things don’t matter. What you need is a fully paid for vehicle for the loan! So, if you have a fully-paid for vehicle, you are eligible to get the loan.
A vehicle collateral loan helps when you’re in a cash crunch by providing extra cash for Christmas. Everyone wants to get quick approval when it comes to taking out a loan. With us, you will get the cash on the same day you . Thus, our process is quite convenient and fast. Nothing is better than this for our customers.
How Christmas Loans Can Help You Get The Money You Need?
Well, using your vehicle as collateral can help you get instant money and you can further use it for your immediate expenses. You can use this money to pay your overdue utility bills, medical bills, credit card bills, house renovation costs, and anything else you need.
A car title loan is also known as a low monthly car collateral loan. It is because the loan installments are so convenient to pay and the interest rates are low as compared to other lenders in the entire industry.
What Is The Procedure To Apply For Xmas Cash Loans?
The process takes place in just three easy steps. The first thing is to apply online on the website. Fill out the online application form that just asks for basic details such as your name, year of the vehicle, its make and model, and your email address. As soon as you submit the online form, one of the loan agents will be in touch with you. An appointment time will be scheduled as per your. Then, you will have to submit a few documents and bring in your car for inspection. The equity value of the car will be decided as per its market value and working condition. After that, you are free to take your vehicle and cash and enjoy. The documents that you will be asked to submit are:
- Proof of legal age as per your province
- A vehicle that is not more than ten years old
- A lien-free title to your vehicle
- The vehicle should be registered and insured in your name
- A valid Canadian driver’s license
- Proof of permanent residency
- The second set of keys to your car (working on all doors and ignition)
Getting a loan from Car Titles Loan Canada has several benefits and some of them are:
- Our loan is an open-ended loan. What this means is you can pay back the loan at any time and you will not be charged any early payment penalties or fees.
- If you are in between jobs or have a bad credit score you can still apply for the loan.
- The loan term is up to 4 years, giving you enough time to pay back the loan money easily.
- There is no need to worry about your vehicle as we don’t ask you to store or surrender your vehicle. Therefore, you can use it as you normally do.
- Our interest rates are the most competitive in the entire industry.
For any questions regarding Christmas loans, you can call us (toll-free)- 1-855-653-5451 or apply online.
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